NSW speeding fines
Use this NSW speeding fines guide to move from a broad question to the right speed-band page, calculator, camera guide, or appeal path.
NSW speeding fines are not one single penalty. The likely outcome depends on how far over the limit you were, whether the offence happened in a school zone, how it was detected, and what licence you hold.
How to use this hub
Start with your speed range, then check whether school zone, camera, learner, P-plate, or holiday-period factors may change the result. If you already have demerit points, check suspension risk before you make a decision.
What matters most
- Speed band: lower-range and higher-range speeding offences can lead to very different outcomes.
- Licence type: learner and provisional drivers often face tighter demerit limits.
- Location context: school zones and camera-detected offences can change what you need to review.
Best next steps
Use the NSW calculator first if you want a quick estimate. Then open the matching speed-band or camera page to understand what the notice may mean in practice.
Quick answer
NSW penalties vary by offence details, location, and licence type. Use the calculator and linked guides for a practical estimate, then verify with the official authority.
NSW Speeding Fine Summary
This guide provides a general estimate based on common penalty settings for NSW. Actual outcomes may vary based on licence type, offence details, and review outcomes.
Demerit points
Demerit points can affect suspension thresholds quickly, especially for provisional and learner licence holders in NSW.
Suspension and consequences
If penalties are unpaid or offences are repeated, drivers may face added costs, restrictions, or licence suspension depending on NSW rules.
Last reviewed: 16 March 2026
NSW Speeding Fine Table
| Speed Over | Fine | Points |
|---|---|---|
| 1–10 km/h | $128 | 1 |
| 11–20 km/h | $295 | 3 |
| 21–30 km/h | $507 | 4 |
| 31–45 km/h | $966 | 5 |
| 46–45+ km/h | $2530 | 6 |
Calculate Your Fine
Use our free calculator for an instant breakdown of costs and demerit points.
Open Calculator →Frequently Asked Questions
How much is a speeding fine in NSW?↓
It depends on the speed range, school zone status, licence type, and the current NSW penalty settings.
How many demerit points for speeding in NSW?↓
That depends on the offence band and sometimes on who was driving. Learner and provisional drivers should check suspension risk early.
Should I rely on this page instead of the official notice?↓
No. Use this page as a practical guide, then verify the exact offence, amount, and review pathway with the relevant official authority.
Do demerit points always apply the same way?↓
No. Demerit outcomes can depend on state rules, licence class, offence details, and whether additional settings such as double demerits apply.
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General information only. Not legal advice. Fine amounts and demerit points can change by state and circumstances. Always verify with the relevant official authority before acting on any information.